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Just Insurance. Just peace of mind.

We created Just Insurance to meet the needs of Kiwis who just wanted to find a straightforward way to help loved ones with their funeral costs. There are no medicals or brokers – just an easy application and simple cover that’s designed to be affordable.


During a time of grief, planning for a funeral can feel overwhelming. At Just Insurance, we’re here to provide some financial support after loss, so your loved ones can focus on the meaningful moments with friends and family with one less worry.

  • Choose up to $30,000 of cover1 to help protect the people you love.
  • Get a payout while you’re still alive with Terminal Illness coverage. If a medical specialist says you have 12 months or less to live.2 This means you can plan your final wishes without worrying about costs.
  • Making a claim is simple. Our dedicated claims specialists are on hand to help you and your loved ones.
  • Our cover is designed to be affordable and if you’re a non-smoker you’ll enjoy lower premiums.3
  • We guarantee you cover if you’re a New Zealand Resident aged 50 to 80.
  • Our easy application process makes it super easy to get covered. Get it sorted in just a few minutes over the phone with no need for medicals or blood tests.
  • From the very start, your loved ones will get double your payout amount if you pass away because of an accident.

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Important - By clicking “Call Me Back", you consent to us contacting you by phone and electronic message about your insurance quote and from time to time, relevant products and services we offer. You can opt out when we contact you or by calling us.


You acknowledge that the  Policy Document has been provided to you for review.


You agree to our terms of use and consent to us using your personal information for legitimate business purposes, in accordance with our privacy policy.

Why choose Just Funeral Insurance? 

When it comes to your family, you deserve cover that’s straight to the point and offers real protection.

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Cash payout

Choose up to $30,000 of cover1 to help protect the people you love. 

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Terminal Illness coverage

Get a payout while you’re still alive, if a medical specialist says you have 12 months or less to live.2 This means you can plan your final wishes without worrying about costs.

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Straightforward claims

Making a claim is simple. Our dedicated claims specialists are on hand to help you and your loved ones.

Choose simple cover – without the surprises. 

We believe that funeral insurance shouldn’t be confusing. To make sure we could provide you with cover that’s simple, we got rid of all the jargon and made it easy to get cover sorted in minutes. Making sure your loved ones are protected shouldn’t have any complicated steps. You’ll just get clear cover, from real people, and an insurer who understands what really matters here in Aotearoa.

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You’re in safe hands

When you choose Just Insurance, you’re choosing a company that’s part of a group whose brands have been chosen by over 500,000 customers worldwide and have ‘Excellent’ Trustpilot ratings.4


When planning for your family's future, this trust matters. When you're ready, you can request a quote online or speak to our friendly team, where you'll get straight answers and support from the start.

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Guides

Just Insurance. Just there, when you can’t be

We’re here to help. Our friendly team will be happy to answer any questions you have, with no pressure to buy. When you’re ready, you can get your free quote in minutes.

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1

From $3,000 up to $30,000 of cover available. Cover is for Accidental Death only within the first 12 months. After 12 months, cover is for any cause of death and Terminal Illness, as defined in the Policy Document.

2

Terminal Illness is as defined in the Policy Document. Upon payment of a Terminal Illness claim, the policy and cover will end.

3

Premiums for a non-smoker are lower than for a smoker of the same age and gender, with the same benefit amount. Just Funeral Insurance is an insurance policy and not a savings plan which means if your policy is cancelled, you will not get anything back (unless it is cancelled within the cooling off period). The total premiums you pay over the life of the policy could also be more than the benefits we pay out.

4

Just Insurance is a trading name of Neilson Financial Services Pty Ltd (Neilson) ABN 52 668 314 896. Neilson is part of the Neilson group of companies whose brands have been chosen to protect over 500,000 customers worldwide and have been rated ‘Excellent’ on Trustpilot, an online platform for consumers to review businesses. For more ratings information, see awards and recognition.

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