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What is Funeral Insurance?

Funeral Insurance is a simple way to leave a lump sum behind for your family. It can help ease the financial pressure of funeral costs or other final bills. 


Just Funeral Insurance makes it super easy to get covered. There are no medicals, blood tests, or paperwork – and if you’re aged to 50 to 80, you’re guaranteed to be accepted. Prices start at $17.53 fortnightly for a benefit amount of $15,000 coverage for a female 50-year-old non-smoker.2 Everything can be arranged over the phone in a matter of minutes.

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Just Funeral Insurance

When it comes to your family, you deserve cover that’s straight to the point and offers real protection.

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Cash payout

Choose up to $30,000 of cover1 to help protect the people you love. 

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Terminal Illness coverage

Get a payout while you’re still alive if a medical specialist says you have 12 months or less to live.3

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Straightforward claims

Making a claim is simple. Our dedicated claims specialists are on hand to help you and your loved ones.

What’s great about Just Funeral Insurance?

  • Cash payout - Choose up to $30,000 of cover1 to help protect the people you love.
  • Terminal Illness coverage - Get a payout while you’re still alive, if a medical specialist says you have 12 months or less to live.3 This means you can plan your final wishes without worrying about costs.
  • Straightforward claims - Making a claim is simple. Our dedicated claims specialists are on hand to help you and your loved ones.
  • Designed to be affordable - Our cover is designed to be affordable and if you're a non-smoker you'll enjoy lower premiums.4 Prices start at $17.53 fortnightly for a benefit amount of $15,000 coverage for a female 50-year-old non-smoker.2
  • Guaranteed acceptance - If you’re a New Zealand resident aged 50 to 80, we can guarantee you cover.
  • Easy application - We've made it super easy to get covered. Get it sorted in just a few minutes over the phone with no need for medicals or blood tests.
  • Immediate double cover for accidental death - From the very start, your loved ones will get double your payment amount if you pass away because of an accident.
  • 30 days to make sure you’re happy - If you want to cancel during the first 30 days from the policy commencement date, you’ll be refunded the money you’ve paid so far, if you haven’t made a claim.

Get your quote

Guaranteed acceptance for NZ residents aged 50 to 80.

Important - By clicking “Get a Quick Quote” you consent to us contacting you by phone and electronic message about your insurance quote and from time to time, relevant products and services we offer. You can opt out when we contact you or by calling us.


You acknowledge that the Policy Document has been provided to you for review.


You agree to our terms of use and consent to us using your personal information for legitimate business purposes, in accordance with our privacy policy.

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Get a free Will Kit with every Just Funeral Insurance policy

When you take out a Just Funeral Insurance policy, we’ll send you a free Will Kit so you can let your family know your final wishes. This can help take some of the stress away at a difficult time.

Just Funeral Insurance – without the surprises.

Funeral insurance should be easy to understand, not explained with jargon and unnecessary legal-speak. That's why we keep it simple with cover that just makes sense.


It’s just insurance cover, from real people, and an insurer who understands what really matters here in Aotearoa. So, you can get cover sorted in minutes, and get on with something more important – like spending time with your family.

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Just Insurance. Just there, when you can’t be

We’re here to help. Our friendly team will be happy to answer any questions you have, with no pressure to buy. When you’re ready, you can get your free quote in minutes.

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Receive a free Will Kit when you take out a Just Funeral Insurance policy.

1

From $3,000 up to $30,000 of cover available. Cover is for Accidental Death only within the first 12 months. After 12 months, cover is for any cause of death and Terminal Illness, as defined in the Policy Document.

2

Your actual premium may be different and will depend on your age, gender, smoking status, chosen benefit amount.

3

Terminal Illness is as defined in the Policy Document. Upon payment of a Terminal Illness claim, the policy and cover will end.

4

Premiums for a non-smoker are lower than for a smoker of the same age and gender, with the same benefit amount. Just Funeral Insurance is an insurance policy and not a savings plan which means if your policy is cancelled, you will not get anything back (unless it is cancelled within the cooling off period). The total premiums you pay over the life of the policy could also be more than the benefits we pay out.

5

Just Insurance is a trading name of Neilson Financial Services Pty Ltd (Neilson) ABN 52 668 314 896. Neilson is part of the Neilson group of companies whose brands have been chosen to protect over 500,000 customers worldwide and have been rated ‘Excellent’ on Trustpilot, an online platform for consumers to review businesses. For more ratings information, see awards and recognition.

Just peace of mind. Get a quote today
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